🔒 Privacy Policy
Last Updated: 4th October 2025
Welcome to Newbiz Alter, a trading name of KH Financial Services Limited. We value your privacy and are committed to protecting your personal information in compliance with the UK General Data Protection Regulation (UK GDPR) and the Data Protection Act 2018.
This Privacy Policy explains how we collect, use, and protect your information when you visit our website or use our services.
1. Who We Are
Newbiz Alter is a business consultancy specialising in:
- Business utility price comparison
- Payment solutions (card machines)
- Business loans and financial services
Registered Company Name: KH Financial Services Limited
Address: Lambourne Road, Chigwell, UK
Email: infonewbizalter@gmail.com
Phone: +44 7359 785482
2. Information We Collect
We may collect and process the following information:
a. Personal Information
- Full name
- Business name
- Contact details (email, phone number, address)
- Job title or role
b. Business Information
- Utility usage details (gas, electricity, water)
- Business type and size
- Financial details relevant to loan applications
c. Website Usage Data
- IP address
- Browser type and version
- Pages visited and time spent on the site
- Cookies and tracking data
3. How We Use Your Information
We use your information to:
- Provide business utility comparisons and quotes
- Process payment solution applications
- Assist with business loan and funding requests
- Improve our services and website performance
- Communicate with you regarding offers, updates, or enquiries
- Fulfil our legal and regulatory obligations
We never sell or rent your personal data to third parties.
4. Sharing Your Information
We may share your information with trusted third parties only when necessary, such as:
- Energy suppliers for price comparison and switching
- Payment providers (e.g. Paymentsave, Teya, Worldpay, Elavon) for card machine setup
- Lending partners (e.g. Sapi, Got Capital, IWOCA, Nationwide, 365 Finance, Swift Fund) to process loan applications
All partners are carefully selected and comply with UK data protection laws.
5. Legal Basis for Processing
We process your personal data based on one or more of the following legal grounds:
- Consent – When you provide information voluntarily.
- Contract – To take steps at your request before entering into a contract.
- Legitimate Interests – To provide and improve our services.
- Legal Obligation – To comply with applicable laws.
6. How We Store and Protect Your Data
Your information is stored securely using appropriate technical and organisational measures to prevent unauthorised access, loss, or misuse.
We only retain your personal data for as long as necessary to fulfil the purposes we collected it for, including any legal, accounting, or reporting requirements.
7. Your Data Protection Rights
Under UK GDPR, you have the right to:
- Access your personal data
- Rectify incorrect or incomplete information
- Erase your data (“right to be forgotten”)
- Restrict processing of your data
- Object to processing for certain purposes
- Data portability – request your data in a structured format
To exercise any of these rights, please contact us at:
📧 infonewbizalter@gmail.com
We may need to verify your identity before processing your request.
8. Cookies
Our website uses cookies to enhance your browsing experience and analyse site traffic. You can control cookie preferences through your browser settings.
For more details, please refer to our Cookie Policy (if applicable).
9. Links to Other Websites
Our website may contain links to third-party websites. We are not responsible for the content or privacy practices of those sites. We encourage you to review their privacy policies before providing any personal information.
10. Updates to This Policy
We may update this Privacy Policy from time to time to reflect changes in our practices or legal requirements. The latest version will always be available on our website.
11. Contact Us
If you have any questions, concerns, or complaints about this Privacy Policy or how we handle your data, please contact us:
📧 Email: infonewbizalter@gmail.com
📞 Phone: +44 7359 785482
📍 Address: Lambourne Road, Chigwell, UK
KH Financial Services Limited (Trading as Newbiz Alter)
Your Trusted Partner in Business Savings & Growth